Last year, at about the same time, I wrote about the three kings or more appropriately, the wise men. Out...

Co-op Development in La Trinidad, Benguet has shifted into high gear. Thanks for the massive expansion of the various co-ops...

According to Malcolm Gladwell, in one of his bestselling book, Outliers, it takes around 10,000 hours of practice to achieve...

Last week, I attended the launching of the new program of BBCCC (Baguio Benguet Community Credit Cooperative) that could probably...

It was published in another local weekly newspaper last Sunday of teachers being sued by their own co-ops at the...

Last time, I wrote about bad creditors. Well, they are not actually bad. They just lack the knowledge on the...

They say that the most common problem disrupting credit co-op operation is delinquency. During consultations and in my speaking engagements,...

Charles Ponzi ingenuously devised an investment scheme in the 1920's where he promised unbelievably high returns (up to 26% interest)...

Charles Ponzi ingenuously devised an investment scheme in the 1920's where he promised unbelievably high returns (up to 26% interest)...

In this issue, we will discuss the General Assembly (GA) meetings of co-operatives. By this time, all co-operatives have scheduled...

Twelve years ago, I don't even know what a co-operative is. It was so embarrassing but it's true. But in...