• Headlines
  • City/Region News
    • Covid-19 Advisory and Updates
    • Baguio City
    • CAR
    • Nation
  • Sectoral news
    • Elections
      • Elections – 2022
      • Elections – 2019
    • Agriculture, Fishery and Pets
    • Business and Livelihood
    • Education, Arts & Culture
    • Environment and Disaster Management
    • Science, Health, and Welfare
      • covid-19 advisory and updates
    • Tourism, travel and Events
    • Other Lifestyle
    • Police Beat
  • Opinion
    • Editorial
    • Columns
    • Timek Ti Umili
  • Sports
    • Sports (Home)
    • Sports (Special Feature)
  • Other sections
    • Features
    • Photos/Videos
      • Photos
      • Videos
    • Words for reflection
    • Sponsored articles
    • Jobs in Baguio
    • Elections
  • Ads & Notices
    • Obituaries
  • About Us
    • About Us
    • Directory
    • Contribute
    • Advertise
    • Cookie Policy
    • Contact Us
HERALD EXPRESS | News in Cordillera and Northern Luzon
ADVERTISEMENT
  • Headlines
  • City/Region News
    • Covid-19 Advisory and Updates
    • Baguio City
    • CAR
    • Nation
  • Sectoral news
    • Elections
      • Elections – 2022
      • Elections – 2019
    • Agriculture, Fishery and Pets
    • Business and Livelihood
    • Education, Arts & Culture
    • Environment and Disaster Management
    • Science, Health, and Welfare
      • covid-19 advisory and updates
    • Tourism, travel and Events
    • Other Lifestyle
    • Police Beat
  • Opinion
    • Editorial
    • Columns
    • Timek Ti Umili
  • Sports
    • Sports (Home)
    • Sports (Special Feature)
  • Other sections
    • Features
    • Photos/Videos
      • Photos
      • Videos
    • Words for reflection
    • Sponsored articles
    • Jobs in Baguio
    • Elections
  • Ads & Notices
    • Obituaries
  • About Us
    • About Us
    • Directory
    • Contribute
    • Advertise
    • Cookie Policy
    • Contact Us
No Result
View All Result
  • Headlines
  • City/Region News
    • Covid-19 Advisory and Updates
    • Baguio City
    • CAR
    • Nation
  • Sectoral news
    • Elections
      • Elections – 2022
      • Elections – 2019
    • Agriculture, Fishery and Pets
    • Business and Livelihood
    • Education, Arts & Culture
    • Environment and Disaster Management
    • Science, Health, and Welfare
      • covid-19 advisory and updates
    • Tourism, travel and Events
    • Other Lifestyle
    • Police Beat
  • Opinion
    • Editorial
    • Columns
    • Timek Ti Umili
  • Sports
    • Sports (Home)
    • Sports (Special Feature)
  • Other sections
    • Features
    • Photos/Videos
      • Photos
      • Videos
    • Words for reflection
    • Sponsored articles
    • Jobs in Baguio
    • Elections
  • Ads & Notices
    • Obituaries
  • About Us
    • About Us
    • Directory
    • Contribute
    • Advertise
    • Cookie Policy
    • Contact Us
No Result
View All Result
HERALD EXPRESS | News in Cordillera and Northern Luzon
No Result
View All Result
Home Columns

Building Wealth is Not Created Overnight

Michelle F. Lengwa-Astudillo and Jimmy A. Astudillo, Jr. by Michelle F. Lengwa-Astudillo and Jimmy A. Astudillo, Jr.
October 11, 2015
in Columns
Reading Time: 2 mins read
0 0
0
0
SHARES
0
VIEWS
Share on FacebookShare on Twitter

In the likeliness of some people wanting to become wealthy in just a matter of weeks or months, they find themselves entombed in investment scams. People are informed thru the power of media (newspapers, radio, and television) that some of the scammers are already put in jail or under litigation. It is good that scammers are put in jail. As they say, there are no investment scammers until there are no people who believe in them and invest with what they are offering.

Anyways, “When is the right time to start investing? Do I need a large sum of money to start?” These are just few of the questions we mostly hear. We also probe these two questions in ourselves during the seminars we are attending. In our research, reflection from the seminars, and experience, the answer is very simple.

Most people thought that investing is just for the rich. Therefore, they thought they need a huge sum of money to start. These notions are all off beam. May be it is correct hundred years ago but in this era, their notions are wrong or just mislead by what they believe at. Many investment companies have a minimum of five thousand pesos only to start an investment. In these five thousand pesos, you are already invested in much number of big companies.

RelatedPosts

Apayao Dam Project Roils Hornets’ Nest

Iron deficiency anemia

Extension of housing loan penalty condonation

The best time to invest is when you have money. The best time to invest is yesterday. When you are not invested yesterday, the best time to invest in now. You need a little amount of money start your investment. The right time to start investing always depends on an individual’s current financial status. Investing early can benefit from the power of compounding; the earnings of your investment are then reinvested back. When you are start your investment early, its potential earnings is not futile.

Just start your investment when you have money. Invest regularly. For example, you set aside a percentage from your monthly salary for your investment. Say you infuse additional 2,000 pesos to your original investment. In this case, you are taking advantage in what we call peso cost averaging. When the price per share is down, you get more shares. In contrary, when the price is up, you get slight shares. Diversification in investment plays an important role in building your wealth. Rare cases are those investments in just one or two companies which gains a lot in just days. According to the axioms of finance, do not put all your eggs in just one basket. We agree with this axiom.

The investor ought to be clear why he is investing money. It is for marriage, child’s education, building up a business, building up a house, or retirement? Just continue investment with your objective.

ADVERTISEMENT

***

(The writers are both Investment Adviser and Advocate of Personal Finance. They are engaged in Stock Market Investing. Also, they are active Licensed Real Estate Practitioners.  For financial planning and speaking engagements, you may contact them with CP # 0919-376-2922 or Tel. No. (074) 244-4026).

ShareTweetSend
ADVERTISEMENT
Previous Post

Playing Amongst the Giants

Next Post

Leader of breakaway group faces charges

Michelle F. Lengwa-Astudillo and Jimmy A. Astudillo, Jr.

Michelle F. Lengwa-Astudillo and Jimmy A. Astudillo, Jr.

Related Posts

CAR Experts Triangulate Highlands Growth Snags

Apayao Dam Project Roils Hornets’ Nest

by Bony A. Bengwayan
February 3, 2023
0

BAGUIO CITY – Indigenous people in highland Cordillera are very discerning when others outside of their realms suddenly appear offering...

Fiber and Your Health

Iron deficiency anemia

by Imelda Degay
February 2, 2023
0

Are you one who easily gets tired, seemingly lacking of interest, enthusiasm or concern without any obvious reason? Having pale...

Pensioner’s day at ang SSS Pension Loan Program

Extension of housing loan penalty condonation

by Christian Andrew Rillorta
February 2, 2023
0

May housing loan ka ba sa SSS na matagal mo nang hindi nabayaran? Noong October 2022, naglabas ng sirkular ang...

Next Post

Leader of breakaway group faces charges

YMCA Basketball Club stops Star Colleges HS Devt'l B,BCSF Apollo's flicker one off SLSC Varsity A

Commander’s Cup shootfest ends today

ADVERTISEMENT

Recent News

9 percent of births delivered by teenage mothers

Policy to prevent teenage pregnancy okayed

February 7, 2023
DepEd Tabuk K-12 exhibit and skills

DepEd receives ALS learning materials from MP

February 7, 2023
2020 Region events in pictures

Businesses required to post notices on charging of service fees

February 7, 2023

US Peace Corps volunteers to serve in Benguet

February 7, 2023
ADVERTISEMENT
HERALD EXPRESS | News in Cordillera and Northern Luzon

Herald Express is a news organization based in Baguio City that has a weekly publication and an online news portal. The newspaper is circulated in the different provinces of Northern Luzon. The name of the fastest-growing publication in town is coined from the word ‘quick messenger’ which is self-explanatory.

Follow Us

Search

No Result
View All Result
  • Headlines
  • City/Region News
  • Sectoral news
  • Opinion
  • Sports
  • Other sections
  • Ads & Notices
  • About Us

© 2022 Baguio Herald Express - Website Design by Neitiviti Studios.

No Result
View All Result
  • Headlines
  • City/Region News
    • Covid-19 Advisory and Updates
    • Baguio City
    • CAR
    • Nation
  • Sectoral news
    • Elections
      • Elections – 2022
      • Elections – 2019
    • Agriculture, Fishery and Pets
    • Business and Livelihood
    • Education, Arts & Culture
    • Environment and Disaster Management
    • Science, Health, and Welfare
      • covid-19 advisory and updates
    • Tourism, travel and Events
    • Other Lifestyle
    • Police Beat
  • Opinion
    • Editorial
    • Columns
    • Timek Ti Umili
  • Sports
    • Sports (Home)
    • Sports (Special Feature)
  • Other sections
    • Features
    • Photos/Videos
      • Photos
      • Videos
    • Words for reflection
    • Sponsored articles
    • Jobs in Baguio
    • Elections
  • Ads & Notices
    • Obituaries
  • About Us
    • About Us
    • Directory
    • Contribute
    • Advertise
    • Cookie Policy
    • Contact Us

© 2022 Baguio Herald Express - Website Design by Neitiviti Studios.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
Cookie SettingsAccept All
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checkbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT

Add New Playlist