Columns

They say that the most common problem disrupting credit co-op operation is delinquency. During consultations and in my speaking engagements,...

We have a fickle weather here in this part of our country, Benguet and Baguio in particular. I just have...

Have you notice the weather nowadays? It is becoming hotter and hotter! Well, it is summer time, right? It is...

In the previous issue, our partner in this column, Atty. Franco G. Bawang, Jr. had shared about growing your money...

Charles Ponzi ingenuously devised an investment scheme in the 1920's where he promised unbelievably high returns (up to 26% interest)...

In our previous write ups, we had presented some figures related to assets.  In todays’ sharing, I shall discuss on...

Some years back, I still remember that incident that totally changed or altered the course of my life. As the...

How can I see myself ten years from now? That’s one of the frequently   asked questions during my childhood days....

In my previous column, we delve on membership, capital subscription and its relationship to voting rights and general assembly. In...

In today’s complexities, we tend to look for complicated solutions when the solution is ‘surprisingly’ simple. The way to go...

When you are unsure, do not stop. It sounds counterintuitive, isn’t it? Let’s look at the story of Carlo and...

At a conference, I was asked to ask a question and so I did. I threw the question to Robin...

Joining cooperative is fun and full of excitements. As a member, you meet people from all walks of life without...

When we finally got our respective college degrees, we are ready to take on the world... or are we? Perhaps,...

In this issue, we will discuss the General Assembly (GA) meetings of co-operatives. By this time, all co-operatives have scheduled...

It’s the first day of the second month of the year. How have you been advancing on your goals? Have...

In our previous issue, we shared about the triple roles of cooperatives as championed by the International Labor Organization that...

In the previous issue, it was mentioned by Cooperative Development Authority (CDA) Regional Director, Atty. Franco G. Bawang Jr. that...

I have been following the live coverage of the papal visit last weekend. One of the memorable lines that Pope...

Twelve years ago, I don't even know what a co-operative is. It was so embarrassing but it's true. But in...